Companies banking on cyber-insurance policies to bail them out when faced with a cyberattack, beware. Your cyber insurance policy may not cover damages, for instance, if a nation-state carries out the attack. While this may seem unlikely, many modern cyber-attacks are tied to nation-states, including North Korea, Iran, Russia, and even the US. When these attacks occur, they can be incredibly sophisticated, cause vast amounts of damage, and void your insurance claims.